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FINANCING

Our success is solely based on our ability to perform according to our client’s needs.

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LENDING SOLUTIONS

We approach our investments and clients with a "partnership approach" where we act as your commercial capital consultant to identify your capital need to provide the right solutions to solve that capital need. Our success is solely based on our ability to perform according to our client's needs.

FIX’N’FLIP

It is a great LENDING VEHICLE! It is the ONLY LENDING CONCEPT that allows the purchase and construction of a property utilizing an INTEREST-ONLY payment for up to 12 months.
The fastest, most efficient way to purchase investment residential properties. Thousands of investors use Fix-N-Flip loans.

REMEMBER: OPM – Learn how to use Other People’s Money to accumulate a fortune over time. Avoid the many pitfalls that typical landlords fall into when they don’t have the knowledge.

  

LANDLORD LOANS

Have YOU ever wondered how a property was going to be financed long term? “Am I going to have to open another checking account?”
AFTER THE FIX-N-FLIP LOAN is finished, there is an answer to holding the property long term…. OR… purchasing an investment property using a 30 year fixed loan.
IPS are experts in financing residential investment properties. With direct access to capital, we are able to provide real estate investors with fixed and adjustable-rate term loans.
After the Fix-N-Flip Loan we can get you up to an 80% LTV, equity out of the property on the End Loan with a much lower payment and up to 30-year amortization.
IPS programs and products provide a wide variety of borrower needs for investment home financing.

Portfolio LOANS

Have you ever had a bank tell YOU: “Sorry, you are too successful.”

Okay, that’s not exactly what they say, but that was sort of the truth. The bank turns YOU down for a loan because YOU have too many properties.
It doesn’t matter that YOU have made more money in cash flow than that banker did in his job. It didn’t matter that YOU have been investing for years and have a sizable net worth. It didn’t matter that the deal YOU need financing was incredibly safe from an “LTV” (Loan to Value) standpoint.
What mattered to them was that YOU are a square peg and they had a round hole. “YOU DO NOT FIT!” This situation happens every day to investors across the US or around the world. We don’t fit into their mold for an “ideal borrower.” However, unlike those who say, “I can’t do it” and give up, YOU should ask the question, “HOW can I do it?”
T
he quest will lead YOU to an awesome solution: portfolio lenders. And it will completely transform YOUR business.

IRA FINANCING

Do you want to discover a secret used by only 3% of people?

Investors across the country are learning about this and they are utilizing this concept NOT ONLY to buy properties, BUT to CHANGE THEIR FAMILY’S WEALTH FOR GENERATIONS!

Since 1974, self-directed IRA’s have largely been a secret used by an exclusive, in-the-know, group of people. 97% of all retirement accounts are invested in stocks, bonds, mutual funds and CD’s. The truth is you can invest in virtually anything you can imagine. Real Estate, Notes, Mortgages, Karate Dojo’s, and so much more.
If you are self-employed, or own a small business which is only staffed by you and a loved one, then a traditional retirement plan is not the best choice for you. Specifically designed by the IRS for small business owners, a Solo(k) Plan is a more flexible retirement option, which allows for the investment of funds into almost any type of asset, including real estate.

SBA LOANS

The Small Business Loan Program at Investment Property Solutions is an excellent source of financing for most businesses. IPS has been designated as a Preferred Financial services company by Preferred SBA lenders to have loans processed more quickly and efficiently than many others. This designation means that the SBA has delegated the approval process to our lenders which means fast and efficient processing of your SBA loan.

Commercial Real Estate FINANCING

Investment Properties Solutions specializes in real estate loans ranging from $100,000 to $5 million with unique programs for both investors and business owners. Most often our borrowers need more flexible options which can include:

All Property Types Considered
We finance a wide array of property types including retail, office space, light industrial, multifamily and mixed use, auto repair, self storage, mobile home parks, motels or small hotels, and even loans for churches and social organizations.

Stated Loans
Stated or “light documentation” loans that are underwritten without tax returns, including the ability to provide business owners with the same option.

Core Program Key Points:
-NO MINIMUM FICO SCORE
-Current rates range from 6-11.99%
-Pricing is risk based calculation based on FICO, property type, LTV, DSCR and other criteria
-$100,000 to $5 million all asset types except INCLUDING AUTO REPAIR, BARS,       RESTAURANTS, DAYCARE, HOTEL, SMALL CHURCH LOANS AND MORE

Ineligible property types include: gas stations, vacant land, construction, any environmentally sensitive properties up to 80% LTV on purchase and cash out for real estate loans both investment and owner/user 5, 7, 15, 20, 25 and 30 year fixed rates available.
-Amortization 15,20, 25 and 30 years (25 and 30 years most common)
-Prepayments include 3,4,5 year and step-downs
-Eligible borrowers: US citizens AND permanent resident aliens
-Stated owner/user products based on higher FICO or 12 months consecutive business bank statements

WHY IPS-NOW?

Investment Properties Solutions, LLC is a residential commercial broker providing financing solutions for today's real estate investor. Real Estate Investing has evolved. We have mastered the ability to meet our client's needs by offering innovative yet simple financing solutions in today's competitive market. With years of industry expertise and success, we are able to meet the demands of our investors and grow their business. Our mission is to be the nation's best investment property broker by delivering loan programs and financing options that are fast, flexible, simple, and dependable.